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A group one vehicle would be in the lowest insurance group, group 50 the highest. Find out more about the way car insurance groups are decided and how the decision affects car insurance premiums. Use our interactive tool.
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Find out which insurance group your car is in. Every car in the UK is allocated an insurance group to help insurers work out the cost of cover, running from 1 (cheapest premiums) to 50 (highest). Key in your reg to find out where your car sits. Enter your registration number
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Car insurance groups explained. There are 50 car insurance groups and the higher the group, the higher your car insurance premium is likely to be. Cars in the higher groups tend to be top-of-the-range models, those that would be expensive to replace or repair, or those that are targeted by thieves.
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Car insurance groups explained. 1 Independent testing company Thatcham puts new cars through their paces; 2 Impact performance, damage costs, repairability, theft prevention and other factors are tested; 3 A group number from 1-50 is assigned, which car insurance companies use to help set the price of your quote. 1 is cheaper, 50 is pricey!
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