You also can’t purchase an AOG policy by itself. The only way you can avail of this coverage in the Philippine is to get comprehensive insurance first and then add an AOG policy alongside it. A comprehensive car insurance premium costs around 1.8% to 2% of your insured car’s value per year. You will need to pay an additional 30% to 40% of.
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Comprehensive insurance coverage is one of the main coverages available as part of a car insurance policy. Comprehensive is optional insurance protection you can add.
In the insurance world an "act of God" is a very specific event in which the human participants have absolutely no influence or control over either cause or effect.
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