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Compulsory third party insurance. Compulsory third party (CTP) insurance is the most important type of car insurance. Sometimes known as a ‘green slip’, it covers death and injury to people if you are involved in an accident.
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Car insurance excess is the amount of money you have to pay in the event that you are deemed to be at fault for a car insurance claim. Your excess usually consists of a voluntary excess (this is something you can adjust when taking out a policy) and a compulsory excess (added by the insurer, this is usually higher for young and.
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Many policyholders struggle to understand what an insurance excess is. They don’t understand why they have to pay this and especially how they can get their
If you are concerned about paying your car insurance excess in the event of a claim then excess insurance might be right for you.